Employee Benefits – We Help Solve the Puzzle

Employee Benefits – We Help Solve the Puzzle

Whether you are a mom & pop shop, a small to medium sized business, or a large employer group, digesting the new rate increases for you and your employees for the upcoming plan year all while staying on top of regulations can be daunting. Now is the time to prepare for the year ahead. Please […]...
All About Health Reimbursement & Flexible Spending Accounts

All About Health Reimbursement & Flexible Spending Accounts

For Employers who are trying to keep premium costs down while helping their employees meet deductible expenses, HRA’s are a great tool. If an employer sponsored HRA still leaves employees with out-of-pocket costs, FSA’s are another tool to use employee pre-tax dollars to meet these expenses.  ...
Treating Employees Differently in Group Health Plans

Treating Employees Differently in Group Health Plans

Fully Insured Plans, Section 125 Cafeteria Plans, and Self-Funded Plans all have different guidelines surrounding which discrimination rules apply to different employees. Click the button below to download our free guide to help you navigate this issue.  
Discount Drug Network Program

Discount Drug Network Program

Integrated Benefit Solutions has partnered with over 66,000 pharmacies to bring you a discount drug program that can bring you anywhere from 15%-85% savings on your prescriptions. Click the button to learn more about our discount drug program, where you can also sign up for your own card or print...
Service: We’ve Got Your Back!

Service: We’ve Got Your Back!

We are the only family owned employee benefits agency in Chautauqua County. We live, work, and play in the same backyards that our employer groups do. We do business with those who do business with us. In order to make a living, we have to provide great service. It’s this commitment that drives u...