Integrated Benefit Solutions

In an effort to provide you with additional financial relief for your prescription medications, we have partnered with    to provide a Prescription Drug Savings program. Whether or not you currently have insurance, this program offers everyone minimum out-of-pocket prescription costs and significantly lower cash prices for much needed prescriptions.

Whether you are a mom & pop shop, a small to medium sized business, or a large employer group, digesting the new rate increases for you and your employees for the upcoming plan year all while staying on top of regulations can be daunting. Now is the time to prepare for the year ahead. Please click “Read More” to find out how we can help you today!

For Employers who are trying to keep premium costs down while helping their employees meet deductible expenses, HRA’s are a great tool. If an employer sponsored HRA still leaves employees with out-of-pocket costs, FSA’s are another tool to use employee pre-tax dollars to meet these expenses.

Fully Insured Plans, Section 125 Cafeteria Plans, and Self-Funded Plans all have different guidelines surrounding which discrimination rules apply to different employees. Click the button below to download our free guide to help you navigate this issue.

We are the only family owned employee benefits agency in Chautauqua County. We live, work, and play in the same backyards that our employer groups do. We do business with those who do business with us. In order to make a living, we have to provide great service. It’s this commitment that drives us to do better, to be better. These are just some of principles we carry with us each day. So what else  sets us apart from our competitors?

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