Treating Employees Differently in Group Health Plans
Treating Employees Differently in Group Health Plans

Fully Insured Plans, Section 125 Cafeteria Plans, and Self-Funded Plans all have different guidelines surrounding which discrimination rules apply to different employees. Click the button below to download our free guide to help you navigate this issue.

 

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New Regulations For 2018
New Regulations For 2018

There’s no better way to start the new year off by making sure your business is up to date with the current and new regulations. From changes on the federal level such as tax reform, to the state level with paid family leave, we’ve got you covered.

 

SEE THE CHANGES
Discount Drug Network Program
Discount Drug Network Program

Integrated Benefit Solutions has partnered with over 66,000 pharmacies to bring you a discount drug program that can bring you anywhere from 15%-85% savings on your prescriptions. Click the button to learn more about our discount drug program, where you can also sign up for your own card or print your card directly from our site.

 

GET YOUR FREE CARD
NY Paid Family Leave Guide
NY Paid Family Leave Guide

Starting January 1, 2018, the New York State Paid Family Leave Program will provide New Yorkers job-protected, paid leave to bond with a new child, care for a loved one with a serious health condition or to help relieve family pressures when someone is called to active military service.

 

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Employee Benefits – We Help Solve the Puzzle
Employee Benefits – We Help Solve the Puzzle

Whether you are a mom & pop shop, a small to medium sized business, or a large employer group, digesting the new rate increases for you and your employees for the upcoming plan year all while staying on top of regulations can be daunting. Now is the time to prepare for the year ahead. Please click “Read More” to find out how we can help you today!

 

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Technology – All In One Place
Technology – All In One Place

With our all-in-one benefts software, you can now access the things you need with just a few clicks. We’ve integrated our benefits admin system with hr360, the defacto HR library used by millions of businesses to stay compliant and on top of regulations. There’s also one touch payroll, direct deposit, and tax filing, to go along with our document library which tracks section 125 plan documents, summary plan descriptions, employee handbooks, and much more.

 

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BOOK AN APPOINTMENT

Latest News

DOJ announces biggest health-fraud takedown ‘in history’
01Jul
600-plus charged for unlawful opioid prescriptions, other crimes Federal agents carried out the biggest health care fraud takedown “in history” on Thursd...
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DOL’s Final Rule on Association Health Plans Expands Options
20Jun
Stephen Miller, CEBS Jun 20, 2018 Small businesses can avoid some small group market requirements A rule finalized by the U.S. Department of Labor (DOL) on J...
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Update: OSHA 2017 Form 300A Electronic Data Submission Due By July 1st
09May
Employers in 7 States Lose Exemption The federal Occupational Safety and Health Administration (OSHA) recently announced that covered establishments in all s...
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Obamacare Is Still with Us, and Getting Worse
09May
Speaking at a campaign-style rally in Michigan last week, President Trump declared Obamacare dead. “Essentially, we are getting rid of Obamacare. . . . Som...
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NY: Employers Required to Adopt Sexual Harassment Policy and Training Program
18Apr
State Expected to Produce Model Policy and Training Program A new law requires employers in New York to adopt a sexual harassment policy and training program...
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New York Paid Family Leave: Updated Guidance on Deductions and Voluntary Coverage
22Mar
Updated Employee Calculator Available New York has updated two provisions of its paid family leave guidance regarding deductions from employees’ wages and vo...
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Our Story


Integrated Benefit Solutions began in 2001, with an idea to Broker business together between Ann Nolloth and Donna Thompson over a cup of coffee at the Village Restaurant. We decided to begin our venture slowly, contacting our former clients from our time together at Blue Cross Blue Shield of WNY. We also were reluctant to get involved in the ever-changing health insurance business. That idea would quickly fade, since every business we contacted wanted and needed assistance with their health insurance needs for their employees.

After 8 years of growing our business steadily and successfully, and having obtained over 100 employer groups in Chautauqua County and Western NY, Ann took a much needed vacation. In January of 2009, while on vacation with her husband in Florida, Ann suddenly and unexpectedly passed away from a brain aneurysm. Ann was not only my Business Partner, but my very close friend and confidant. The years following her death were extremely difficult on both a personal and professional level. We had just hired Jessica Nuccio, who had no training at the time in the Employee Benefits arena. After working 7 days a week, and Jessica being a quick learner, we were back on track. However to this day, we still miss Ann’s friendship, knowledge, and expertise in life and in business.

Since that time, IBS has hired several additional employees, and we’ve substantially grown the business. Our focus has always been superior customer service. In addition, we have taken on the “packaging” of employee benefits, and extended our services to include all ancillary lines of coverage, as well as compliance and cloud based HR software. With over several hundred employer groups in our book, we are the largest locally and family owned Employee Benefits Broker in Chautauqua County.

We work every day to continue growing our business and help other local businesses succeed. Our philosophy is to provide excellent Employee Benefits, assist employers in cost, but not at the expense of the Employees. With all of the tools available to us, we are accomplishing that goal.

Donna Thompson - President



Offices & Personnel

Three Convenient Locations

Three Convenient Locations

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17 Maple Avenue Cassadaga, NY 14718 324 W. Main Street Falconer, NY 14733  513 W. Third Street Jamestown, NY 14701

Our Staff

We are the only family owned & operated Employee Benefits Agency in Western New York. All of our agents are licensed in their respective areas of discipline, and we pride ourselves on our professionalism. We work and live in the same communities with our partners, clients, and vendors. Come get to know us!

Our Affiliations